123.Cash provides the resources to get access to cash fast.* Through our marketplace, you can find lenders that provide small dollar personalized loans. These lenders typically lend from $100 to $2,500 dollars and if you qualify, can usually get your money to you in 1-3 business days!*
It's simple! Just fill out the quick online form.
There are no obligations and no hidden fees. We want to provide a service that you can find confidence in and return to us again, and again for any future needs.
Installment loans are paid back in small amounts over a set number of payments. A typical payday loan has to be repaid in full with your next paycheck.
Our partners typically lend from $100 to $1,000 dollars, but you may be able to qualify for more depending on our partners’ Terms and Conditions.
Cash transfer times vary between partners, but typically you will receive your money in 1-3 business days.
If we are able to connect you with one of our partners, you will be directed to that particular partner’s website within minutes. You should also receive an email from that partner as well.
Yes. Most lenders only operate between the hours of 8am and 5pm ET. Therefore, submitting your information within that time frame will typically yield the fastest response.
Loan Terms and Conditions vary between partners, but it is possible they may charge you late fees, send your account to a collection agency, and/or report your information to a consumer reporting agency, which may negatively affect your credit score.
Feel free to email us at firstname.lastname@example.org with any questions you may have. Alternatively, The OLA consumer hotline is a key consumer resource, for questions on lending or reporting possible occurrences of fraud: 866-299-7585. If you have questions regarding the loan process you should contact the lenders directly.
* THE OPERATOR OF THIS WEBSITE IS NOT A LENDER AND DOES NOT MAKE CREDIT DECISIONS. This website acts as a service to connect you with providers of loans and does not constitute an offer or solicitation to lend. The operator of this website is not an agent, representative, or broker of any service provider or lender. The operator of this website does not endorse any particular service provider, lender, nor loan product. The registration information submitted by you on this website will be shared with one or more participating partners. The operator of this website does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender or being offered a loan product. Terms and Conditions may vary between service providers or lenders. You are under no obligation to use this website or service to initiate contact with a service provider or lender, request credit or any loan product, or accept a loan from a participating provider. The operator of this website will not charge you for any products or services.
** Lenders may perform credit checks through credit reporting bureaus, but they are required to obtain consent or permissible purpose prior to pulling a consumer’s credit report. Given the nature of the credit being provided, lenders in our network are more likely to obtain such reports through alternative providers and not the large national credit reporting bureaus (i.e. Experian, Equifax, or Trans Union).
*** This service is not available in all states, and the states serviced by this website may change from time to time, without notice.
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY. SEE www.mymoney.gov FOR MORE DETAILS.