SHORT TERM LOANS UP TO $1,000

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ABOUT   US

  • 1

    What is 123.cash?

    123.cash provides the resources to get you the cash you need. Through our network of preferred lenders, we connect you with trusted short term loan lenders. Our lenders typically lend from $100 to $1,000 dollars.

  • 2

    How does it work?

    It's simple! Just fill out the quick online form.
    Choose your loan amount and in some cases you could have cash in your account as soon as the next business day.

REQUIREMENTS

You must...

  • 1

    be at least 18 years of age.

  • 2

    have a valid email address.

  • 3

    have a verifiable, steady income of at least $650.00 per month after taxes.

  • 4

    have a checking account.

  • 5

    have a valid home or cell phone number at which you can be reached.

  • 6

    be a US citizen or have permanent US residency.

  • 7

    not be a member of the US military, or a dependent of such a member.

FAQ

  • 1

    What is the difference between a short term loan and a payday loan?

    A short term loan is paid back in small amounts over a set number of payments. A typical payday loan has to be repaid in full with your next paycheck.

  • 2

    How much can I borrow?

    Your loan amount can be between $100.00 and $1,000.00

  • 3

    When will I receive my loan?

    If all your information has been submitted by 5:00 p.m. EST and can be verified, it is possible you may receive your money as soon as the next business day.

  • 4

    When will I hear from a lender?

    After we have received your information, a lender will contact you as soon as possible. Please note that most lenders are closed on weekends and holidays.

  • 5

    How will I know if I'm approved?

    You will receive an email notification within minutes with the outcome of your loan request. Afterwards, if your loan request is approved, a lender will contact you to complete the process.

  • 6

    After I've repaid my loan, how soon can I get another loan?

    You can get another loan sometimes immediately after repaying your loan, though some lenders require a wait period of a few days to pass before being eligible for another loan.

  • 7

    Does the time of day affect my ability to get a loan?

    Yes. Most lenders only operate between the hours of 8am and 5pm ET. Therefore, applying for a loan within that time frame will yield the fastest response.

NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY. SEE www.mymoney.gov FOR MORE DETAILS.

If you do not pay your loan according to its terms, your lender may:

  • Charge you late fees
  • Send your account to a collection agency
  • Report your information to a consumer reporting agency, which may negatively affect your credit score
  • Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest

Contact



email: customerservice@123.cash

phone: 888-979-5092








* 123.cash is an advertising agency only, not a financial institution or lender. 123.cash will redirect you with one of several loan providers depending on the information you submit on this website. Your information will be shared with such lenders. Not all lenders can provide up to $1,000. Cash transfer time may vary between lenders. Please be sure to review the terms and conditions of each service provider prior to doing business with them as cash advance charges and other important terms and conditions vary by lender. This service does not constitute an offer or solicitation for short term loans in every state and may or may not be available in your particular state. The states in which this service is available may change from time to time without notice.

** Typically lenders will not perform credit checks with the three national credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers may be obtained by some lenders.